The 4-Step Guide to Insuring Fine Jewelry
Loretta Clayton·September 03, 2025

Protect your investment—before you need to.
Jewelry isn’t just beautiful—it carries financial and sentimental value. Proper insurance ensures peace of mind if life’s unexpected moments strike.
Steps to protection:
- Appraise First: Start with a professional appraisal to know your jewelry’s true value.
- Choose Wisely: Work with an agent experienced in jewelry coverage.
- Compare Policies: Consider coverage, deductibles, premiums, and benefits.
- Specialized Insurance: Go beyond homeowners’ or renters’ policies—dedicated jewelry insurance often provides more comprehensive protection.
Life is unpredictable, but protecting your treasures ensures they’re safeguarded for the future.