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Jewelers Mutual® Group Jewelry Insurance

Peace of mind for your jewelry

We’ve collaborated with Jewelers Mutual, the leader in jewelry insurance, to remind you of the importance of protecting your beautiful and timeless jewelry from loss, theft, damage and even disappearance. Whether it’s an engagement ring or a gift to yourself, protecting your jewelry is quick, easy and allows you to wear without worry.

A policy from Jewelers Mutual typically costs 1-2% of the jewelry’s value per year and checking how much it will cost you takes less than a minute.

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About Jewelers Mutual

For over 100 years, Jewelers Mutual has been offering protection from loss, damage, theft and even disappearance. Your most prized jewelry possessions don't simply reflect light, they are reflections of you and of life's most important moments. When you're covered by Jewelers Mutual, you have the ability to wear your jewelry without apprehension.

Jewelers Mutual® Group Jewelry Insurance

About Jewelers Mutual

  • Comprehensive worldwide coverage while traveling that extends beyond ordinary homeowners insurance
  • Protection against theft, damage, accidental loss, and disappearance
  • The option to choose your own jeweler
  • Repair of damaged jewelry with the same level of quality as the original
  • Replacement of lost jewelry with the same brand and type
  • Graduate Gemologists (GIA) with a passion for jewelry on staff

How a Jewelers Mutual policy stands out

Jewelry is typically covered under renters and homeowners insurance policies, however, that coverage is normally not enough to cover the full replacement cost. Even a jewelry-specific rider added to your homeowners policy has its limits.

Jewelers Mutual Homeowners Comparison Chart

*Insurance coverage only available in the United States (all 50 states and the District of Columbia) and Canada (excluding Quebec).

Must be at least 18 years of age to apply for insurance. Although Heritage Appraisers may offer opinions to consumers about the importance of protecting their purchases, Heritage Appraisers is not a licensed agent and does not sell or offer advice about insurance. Any/all decisions for protecting jewelry must be made by the consumer, following information gathering. The purchase of insurance must be done by direct interaction with an insurer or license insurance agent.