Jewelry Appraisal Services

Customers are often told that their receipt or certification is sufficient to demonstrate the value of their jewelry.
That is not the case.

Whether you’ve just got engaged, or want to know how much a family heirloom is worth, a professional jewelry appraisal is essential to ensure your insurance provider has the best information about your jewelry in the event of a theft or loss.

Heritage Appraisers, Inc. is the largest jewelry appraisal provider in the United States, performing 2500 appraisals per month. All of our appraisers are professional gemologists and graduates of the Gemological Institute of America (GIA). We use The Loupe (R) appraisal software system and our appraisals are securely stored online for easy access anytime, anywhere. We want you to have peace of mind when having your fine jewelry appraised.

We take pride in the high approval rate of our jewelry insurance appraisals.

Need help?

Do you need assistance with an update or modification to an existing appraisal? Click here for more information.


I highly recommend getting your jewelry appraised by Heritage Appraisers. ...the service was excellent! Stephen was professional and courteous. He walked me through each step of the process, making sure I fully understood every aspect of the appraisal. - Dianna, Pittsburgh, PA

What is included in the appraisal?

Your jewelry appraisal will include:

  • Individual evaluation of each component
  • Photos and a detailed description of your items
  • Appraisal date and client contact information
  • Confidentiality statement
  • Resume of your appraiser's qualifications
  • Certification of Appraisal practices

How much does the jewelry appraisal cost?

We base our rates on time and complexity, and never a percentage of the value of the item appraised.

Click here for a sample jewelry appraisal.

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Text description of appraisal process

Same day delivery
Insurance appraisals for jewelry are generally delivered the same day of the appointment unless there are items that need additional research to complete a comprehensive document.

Convenient and secure access to your appraisal online
In addition, Heritage Appraisers uses The Loupe, which allows you to securely access your appraisal online anytime, anywhere. At your convenience, you can download and email your appraiser to your insurance company.


Protect your diamond with GEMPRINT ®

GEMPRINT®, the world's most sophisticated, non-invasive, and positive identification technology that records the unique optical 'fingerprint' of each diamond, is now available at Heritage Appraisers Inc.'s Beachwood, Ohio Jewelry Appraisal location.

What qualifications should you look for in an appraiser?


It is important to verify your jewelry appraiser has all the necessary credentials to perform a qualified analysis of your jewelry that an insurance company will accept for a policy.


All of our appraisers have completed the Graduate Gemologist (G.G.) certification from the Gemological Institute of America (GIA) and are members of National Association of Jewelry Appraisers (N.A.J.A.). Our appraisers also adhere to the USPAP (Uniform Standard of Professional Appraisal Practice) guidelines. Heritage Appraisers is also a sustaining member of the American Gem Society.


Heritage Appraisers professionals do not sell or purchase jewelry items and will offer the client an independent appraisal with unbiased opinions and values.


Heritage Appraisers, Inc. is proud to have an A+ rating from the Better Business Bureau.

Do I Need a Jewelry Appraisal?

Our clients have many reasons for seeking an appraisal, including valuation for insurance purposes, to settle an estate, or for liquidation for sale or dissolution of marriage. Unfortunately, our clients are often misled to believe that their receipt, certification, or diamond grading report will suffice for valuation purposes.

An independent appraisal performed by a credentialed gemologist offers the full detail of the item, including description, specifications, and photographs, as well as a current value, to ensure that the item is fully insured.

Clients who retain an insurance rider should maintain a qualified insurance appraisal to serve as proof of ownership and provide a current, acceptable replacement value.

Most Insurance Agencies
require a jewelry appraisal
with the last 36


Heather was professional and thorough and I feel everything was assessed properly. The documentation is also neat, professional, and thorough. - Michael, Murray, UT